One ： Various credit loan platforms
I think you are most impressed by Huabei , Because it's bought this month , The function of next month's payment is known as welfare , And there is no interest during this period .
In fact, after the flowers on Alipay online. , Wechat is also online “ Spend bai ” The function of , That's it “ Sub payment ”, But just like Tencent's micro loan , There are still a few qualified users .
besides , You will know Jingdong Baitiao , This is also similar to Alipay's. “ Spend bai ” function .
It seems that more and more platforms belong to this kind of credit loan , They are more and more popular with the public .
Two ： Meituan online “ Monthly payment ” function
finally , stay 2020 year 5 month 29 Japan , The US regiment also follows Alipay closely. 、 The pace of wechat , Online, similar to “ Spend bai ” Service for
—— be known as “ Meituan monthly payment ”.
What does this mean ？
In fact, you can guess from its name , That is to say, consumption on meituan can also be enjoyed first , I paid the bill later , Whether it's ordering takeout at the meituan 、 Stay in a hotel or ride a bike or travel , As long as they are items that can be consumed on meituan , You can use the credit limit given by meituan first , Wait until next month 8 No. is paying back the money .
And there is no interest during this period , Just pay back on time , If it doesn't come due , You can also use deferred payments or installment payments , Have to say , This function really works with Alipay. “ Spend bai ” The functions are very similar .
3、 ... and ： How to open meituan edition “ Spend bai ”
See here , What you might think is , I've been ordering takeout with meituan 、 Book the hotel , Why didn't you see the tip on the meituan ！
In fact, this time, Meitu went online “ Monthly payment ” Kind of like Alipay. “ Sub payment ”, It went on quietly , So there was no full notification , Want to try “ Monthly payment ” The user of the function can operate as follows .
First open your own meituan software （ It is usually used to order or order food ）—— Type in the search box at the top of the home page “ Meituan monthly payment ”, In the pop-up page, select the financial services below （ Meituan monthly payment ） And click open , Details are as follows ：
Click to open , You can see the picture below , Click directly to apply for open qualification .
When you click apply for open qualification , This will be shown on the page , This proves that you have applied , Just wait for the specific audit .
This is the opening of meituan edition “ Spend bai ” Specific operation mode of .
When the page is displayed like this , It also reminds you , The specific results will be sent to you , Just like we usually apply for credit cards , We will let you know if it is approved or not , It's like an interview , There is a requirement .
Four ： Using meituan Edition “ Spend bai ” The benefits of
Someone might say , I don't have to open so much “ Spend bai ”, Because when I'm spending on the meituan , It can also be paid with flowers on Alipay. , In fact, I still suggest using meituan's flower .
Here's why ：
（1） Save time and cost
Order at the meituan or book a hotel , If you use the monthly payment on meituan to complete the payment directly , You don't need to jump page to Alipay. .
for example ： It's also about traveling to a certain destination , One needs multiple transfers to get there , A through train can reach the same .
（2） Using meituan “ Monthly payment ” Have a discount
However, for the first time, meituan was opened “ Monthly payment ” Users of （ Each user is actually the first time to open ）, Will get value 28 A coupon combination of RMB yuan .
The contents are as follows ：
3 Zhang 1 Yuan threshold free cash coupon —— Deductible 3 element
2 full-rigged 50 Yuan reduction 3 Yuan in cash —— Deductible 6 element
2 full-rigged 100 Yuan reduction 6 Yuan in cash —— Deductible 12 element
1 full-rigged 200 Yuan reduction 7 Yuan in cash —— Deductible 7 element
Let's not think the reward is too small , No matter how small a mosquito is, it's also meat , After all, it's a free gift ！ No white, no white, no white, right ！ And pay with Alipay's flowers. There's no such cash coupon. , That's our real gold and silver for every cent .
In addition to what I said above , What's the monthly payment of yingmeituan 88 Yuan you 88 Yuan's gift bag 、 And how many cents can be reduced for each purchase , What other integrals , It can be said that there are many discounts , Compare with Alipay's flowers. .
If Bibi spends money on Alipay, save money. , The income is the interest equivalent to saving money , It's expected to be in one month 1.04 element , And this meituan's handwriting is reduced , It's subtracting with one stroke 0.3 element , It's almost saved in a month 6.0 element .
It's equivalent to the winning team “ Monthly payment ” earn 6.9 element , Use Alipay “ Spend bai ” earn 1.04 element , So it's still meituan “ Monthly payment ” Discount .
In fact, why , It's perfectly understandable , Because after all, this is the financial system developed within the meituan , And Alipay is somebody else's. , There's no way to get a commission out of it , So there is a big discount , And meituan certainly hopes that users can use their own developed system ！
5、 ... and ： How to use these vouchers and how to use meituan “ Monthly payment ” Complete order payment
Since the above said there are vouchers , How do I get these tickets , How to use it ？
Actually, we don't have to worry about it , We only need to apply for the monthly payment , As long as it's successful （ Whether to open or not will inform us in the form of SMS ）, Then these vouchers will be automatically sent to our meituan card bag , Get it directly on the personal page .
The operation mode is as follows ： First open your meituan software —— Then find it in the lower right corner of the main page < my > Tap to open —— Then find it on my page < My wallet > And click into —— Then find out and get the new offer —— You can get it , Here's the picture .
（1） How to use the voucher
The method of deduction is also very simple , Opened meituan VIP All users know how to use the voucher , That is, when meituan places an order, meituan will automatically prompt to use the voucher , If you have coupons in your meituan card bag , So there's no need to worry about how to use these vouchers .
Pictured above ： If I have a voucher , Then just click on the place I circled , And the system will also prompt you , So don't worry .
（2） How to use meituan “ Monthly payment ” payment
In fact, the method used is very simple , It's like when you're shopping on Taobao , Choose to pay with flowers , The previous steps are similar , Only choose to use when paying “ Monthly payment ” Just pay .
Each user opens meituan “ Monthly payment ” There is a certain amount after , Just pay with your quota , Anyway, this month , Pay next month , As long as the service provided by meituan , Both can be used. “ Monthly payment ” To complete the payment .
The above is to check your voucher and use meituan “ Monthly payment ” Method of payment .
6、 ... and ： Meituan credit score
One last thing , You may not have noticed , That's the metona credit score .
All know that Alipay has sesame credit score. , It depends on your Alipay interests. , More users are concerned about the amount of money spent and the amount of money borrowed ;
Wechat also has payment points , Click directly on the wechat home page < I >—— Then find it on my page < payment > And open —— After entering the payment page, click < wallet >—— You can see your wechat payment points , As shown in the figure below .
Wechat payment is related to many rights and interests , For example, if you want to stay in a hotel, you don't have to pay a deposit , Or go shopping and try them out first , Pay these later , But it's not directly related to the micro loan .
The following is to say that meituan also has credit points , The credit score of the US group is almost the same as that of Alipay. , Because it's important , Whether users are qualified to open meituan “ Monthly payment ” And other interests , Of course , The higher the score, the better , You can check your credit score of meituan in this way .
First open your meituan software —— Then find it in the lower right corner of the main page < my > Tap to open —— Then find it on this page < Meituan credit score > And open —— You can see your credit score and rights and interests , Here's the picture .
Okay , That's all for today , Thank you for reading . Just pay attention to me if you like ！ I will continue to share with you the knowledge of Internet technology 、 dried food 、 And information .