How should we choose the installment payment, deferred repayment and minimum repayment?
Whispering 2020-11-25 20:22:38
Now our payment method , More and more , But the most commonly used , Or Alipay and WeChat's sweep code payment? , Especially in Alipay. , It's a lot of young people , Favorite way , After all, Huabei can solve some people's urgent needs , And there's no interest for the first month , It's also a great place , But how does Huabei make money ?

 Pay in installments 、 extension 、 Minimum repayment , How should we choose ?


The biggest of these methods , Many young people should have experienced it , That is, by various means of extension , Pay fees or interest to make a profit , After all, Huabei also wants to make money , And now Ma Yun , But they have become the richest man in China , Especially those who owe money now , More and more , Although there are few overdue , But I have already felt the bad things about the consumption ahead of time .



 Pay in installments 、 extension 、 Minimum repayment , How should we choose ?

And in general , If it's not finished at the beginning , There are basically three ways , That's staging 、 Deferral and minimum repayment , Many people don't know , What's the difference between the three , How should we choose ? The first is installment payment , That's the debt , Divided into months , Monthly repayment of principal and interest , But the actual annualized interest rate of Huabei installment , It's almost like a credit card , It's still quite high .



 Pay in installments 、 extension 、 Minimum repayment , How should we choose ?

Let's look at deferral , It's the way a lot of people like it , You can not pay it back directly , I'll pay it back next month , It's just a service charge , But it can only be postponed 5000 element , Basically, there's no money on hand this month , It can be returned directly next month , Will choose , Basically, the extension fee is not high , Can there be equivalent annual interest rate , The highest 24%, So it's better to use it with caution .


 Pay in installments 、 extension 、 Minimum repayment , How should we choose ?


The last is the minimum repayment , This method of repayment , First 10%, The rest of it is still , But profits are paid according to the day , There will also be very high interest rates , And it's going to keep you going , Interest rates are getting higher and higher , This is also the least recommended method , Have to say , Most of the time, it seems convenient to spend , But there is interest , It's often higher than a credit card , It's just that we don't know .


Regarding this , What do you think ? Feel free to leave a comment .

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